Protecting The Investment You Make In A Home

By Maryl Joop

Thieves break into cars. As much as you don't want to believe it can happen to you, it can. In many cases, your auto insurance in Encino can step in to help pay for damages or replacements. Any work with insurance can result in a hassle and increased premiums, and that's not ideal.

Spring is a great time to clean out the house and all of the clutter that tends to gather during the winter. As everything becomes new and clean outside, it will be nice to make the interior of your home match.

First, park in the garage as much as possible. Thieves prefer the cover of darkness and empty streets to accomplish their work. Since the dead of night is the only time they have to work under those conditions, they'll be looking for cars parked alongside of the road or in driveways.

As a result, it will be very difficult for you to take care of this much mess in one day. Instead of trying to take care of your entire home in one day, try to spread out the work so that it does not feel so overwhelming.

Second, keep your vehicle clean and devoid of value. Thieves are more likely to break into your vehicle if you keep things of value visible within. To avoid that, hide everything of value in your trunk, glove compartment, or bring them with you as you exit the car. Disconnect your radio (if you can).

Fire damage can completely diminish the value of your home. If you choose to rebuild after a fire occurs, it can be costly, time consuming and you may never be able to restore the valuables that you lost during the time of the fire.

Backpacks, briefcases and duffle bags offer the potential of value hidden within. Hide these as well. Strive to keep as little visible in your car as possible. When you do this, you deter thieves, because it's not worth breaking into a vehicle that will offer you almost nothing in return.

This way you will be able to enjoy one or two clean rooms at a time until you have completed your task. If you try to take on your entire home all at once, it can become overwhelming quite quickly.

Fourth, when parking at a business, do so in a spot that you can see your car from a window. A car can be stolen in sixty seconds yes, but if you're watching a thief from the beginning, sixty seconds is more than enough time to get out there and defend your property.

Items that you have not used recently and do not see using in the future, even if you intend to fix them and use them, should be thrown out. Sort the things you are getting rid of into the proper piles for where they should go.

Seventh, consider purchasing an alarm system if they don't come with the vehicle. Although neighbors aren't likely going to come out running with a shotgun when an alarm goes on, they are likely to investigate the scene, keeping your vehicle safe.

Institute rules about open flames, cooking and working with flammable objects in your home to try and prevent fires from occurring. This way, you can do your best to minimize the damage that may occur throughout your home.

Eighth, on top of hiding your valuables, don't get into a habit of leaving them in the vehicle in the first place. Take your laptop, GPS, or anything else mobile with you whenever you get out.

While you are keeping your possessions nice and tidy with your spring cleaning, your homeowners insurance in Encino will keep your possessions protected and safe should an emergency happen.

About the Author:

We work with many quality insurance carriers, IGA Insurance can provide your family or business with coverage at an affordable price. Whether you need homeowner's insurance in Encino or are simply looking for an auto insurance quote, we are ready to help!