jeudi 18 septembre 2014

After A Car Crash, Hiring A Gastonia Personal Injury Attorney Will Help You Pay Your Medical Bills

By Lakota R. Denton


How are medical bills paid after a car wreck? A Gastonia Personal Injury Attorney will help you find sources of money to pay your bills. If you are injure din a car wreck, you will likely be incurring substantial medical bills. Who will pay these bills? A Gastonia Personal Injury Attorney will help you decide who is responsible for your bills, and how much they will pay. It can be very complicated and difficult to attempt to handle a car accident claim without an attorney. If you want to try to handle it on your own, at least consult with a Gastonia personal injury attorney to get helpful advice, and to make sure you are not ruining your claim.

North Carolina law allow people who are injured in car accidents to recover from the person who caused the accident, the "at fault" driver. The injured person can either a) File a claim against the responsible driver, or b) File a lawsuit against the driver. Injured persons have a legal right to pursue avenues to force the at fault driver to pay for their medical bills. Sources of compensation include the at fault driver, that driver's insurance company, the injured person's car insurance, and health insurance coverage.

The at fault driver is responsible for your medical bills after a car crash. North Carolina follows a "fault" system. In other words, the at fault driver is responsible for the injuries he or she causes. Fault is ultimately determined by a jury, but often attorney will argue over fault prior to a jury ever hearing the case. Your Gastonia Personal Injury Attorney will argue your case for you. Unless the at-fault driver has a large income or assets, you will typically need to recover money for your bills somewhere else. It is very rare for an at fault driver to have the resources to pay for all of someone's medical bills. North Carolina requires all drivers to carry liability insurance on their vehicle. A Gastonia personal injury attorney can review your claim and help argue that the insurance company is responsible for your medical bills.

The insurance company for the at fault driver should help you pays your medical bills after a car accident In North Carolina, every driver who operates a car is required to carry a minimum level of liability insurance in order to legally drive a car in the state. These minimums are: $30,000 for bodily injury liability, per person per accident; $60,000 of total bodily injury liability per accident; and $25,000 of property damage liability, per accident. Although these numbers are the minimum insurance amounts required by North Carolina law, many drivers may also carry higher insurance limits in order to reduce the chance that a victim sues them personally after these limits have been reached.

The car insurance on the vehicle you were driving may also provide coverage to pay your medical bills. North Carolina requires all insurance policies to include uninsured coverage. This will provide coverage to you even if the at fault drier does not have any car insurance. When the at fault driver is uninsured, your car insurance's "uninsured" coverage will pick up the tab for your medical bills.

Health insurance, including medicare and medicaid can also help you pay your medical bills. However, the at fault driver's insurance is probably ultimately responsible for these bills. As a consequence, they health insurance company will want to be paid back any payments they made to medical providers for injuries related to the car accident. This is a complicated area of law called "subrogation". Keep in mind that not all health insurance policies are entitled to subrogation; contact a Gastonia personal injury attorney for assistance with subrogation.

Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.




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